Set up your plan
- Open Savings and check the starting amount.
- Enter how much you plan to put aside each month.
- Choose an annual growth rate to use in the estimate.
- Enter a target amount, then look at the chart and estimated time to reach it.
Saving more or earning more growth
Monthly savings are new money you put aside. The growth rate estimates how the money you already have might change. You can adjust them separately to see, for example, how a larger monthly contribution affects your timeline.
A contribution entered in the calculator is part of the plan, not a real deposit. Record the money separately in your holdings when you actually save it.
Check the starting amount
Cash, securities and property you have added can all contribute to the starting value. A property's estimated value is not as readily available as money in a bank account.
Before planning, review the assets and values you have entered. If the starting amount includes money you cannot use for the goal, the result may be misleading.
An estimate, not a guaranteed date
The growth rate is your assumption, not a promise. Actual returns, taxes and costs may differ. Try a few scenarios to see how much those differences matter.
FIRE mode calculates a target from annual spending and a withdrawal rate. Its separate guide explains how.